| Forecasts & Statistics |
| Product Trends |
| Industry Trends |
| Home |
Credit Reporting
The recently issued annual report of Equifax suggests that the growth in consumer credit also triggered growth in credit reporting. Consolidated data for the past three years are shown in the table below.
| Equifax (Amounts in millions of dollars) | |||
|---|---|---|---|
| 2002 | 2001 | 2000 | |
| Operating income | 1,109.3 | 1,109.8. | 1,027.2 |
| Operating income margin | 32% | 31% | 31% |
| Net income from operations | 191.3 | 177.7 | 166.7 |
| Stock price per share* | $23.14 | $24.15 | $16.98 |
* Year-end
An interesting sidelight is the proportion of its revenues and operating income that it obtains from providing services outside of the U.S. It is not clear whether the low volume in other regions reflects competition from other credit reporting agencies or lower demand (and pricing) for the service.
| Revenues | Operating Income | |
| North America | 81% | 91% |
| Europe | 11% | 3% |
| Latin America | 7% | 5% |
| Other | 1% | 1% |
| Totals | 100% | 100% |
| Previous Article | Top | Next Article |